Macy & MomHave you been trying to find funding for assistive technology such as a roll-in shower, a stair lift, or a modified van? Have you tried to apply for a financial loan in the past and been turned down?  IPAT’s new Assistive Technology Financial Loan (ATFL) program just might be what you’ve been looking for!

The ATFL provides;

  • Loan amounts from $500-$50,000,
  • Low interest rates, typically at 2% above money market rates,
  • Flexible Repayment Terms,
  • Individual consideration if there is a history of poor credit,
  • Loan counseling, and
  • Aid in loan paperwork completion.


Qualifications include:

  • The eligible applicant must be a person with a disability, their family member, or an approved representative;
  • The applicant must demonstrate the ability to repay the loan; and
  • The end-user of the AT loan must be a North Dakota resident.

Below are examples of potential applicants for the ATFL:

  • Example #1: Mr. Doe is an individual who was in a car accident several years ago. He has poor credit due to a history of major medical bills and inability to work, which resulted in a bankruptcy two years ago. He needs a new modified van, but cannot get a traditional bank loan. He can afford the monthly payment, as he now has a good paying job.
  • Example #2: Ms. Jones is an individual with Multiple Sclerosis, who does not work, but would like to get a computer with voice recognition software and a wheelchair mount. Her only source of revenue is Social Security Disability Income. Although she does not qualify for a traditional bank loan, she can afford a monthly payment.

Find out more about this program and how it might help you, by calling 1-800-895-4728 or going to our website. For those living elsewhere in the US, check out your state’s AT alternative financial loan program.

About Author

Jeannie Krull is a Program Director with ND Assistive (formerly IPAT). She is an ASHA certified speech/language pathologist and a RESNA certified Assistive Technology Professional, who has worked with people with disabilities of all ages since 1991.