Macy & MomHave you been trying to find funding for assistive technology such as a roll-in shower, a stair lift, or a modified van? Have you tried to apply for a financial loan in the past and been turned down?  IPAT’s new Assistive Technology Financial Loan (ATFL) program just might be what you’ve been looking for!

The ATFL provides;

  • Loan amounts from $500-$50,000,
  • Low interest rates, typically at 2% above money market rates,
  • Flexible Repayment Terms,
  • Individual consideration if there is a history of poor credit,
  • Loan counseling, and
  • Aid in loan paperwork completion.


Qualifications include:

  • The eligible applicant must be a person with a disability, their family member, or an approved representative;
  • The applicant must demonstrate the ability to repay the loan; and
  • The end-user of the AT loan must be a North Dakota resident.

Below are examples of potential applicants for the ATFL:

  • Example #1: Mr. Doe is an individual who was in a car accident several years ago. He has poor credit due to a history of major medical bills and inability to work, which resulted in a bankruptcy two years ago. He needs a new modified van, but cannot get a traditional bank loan. He can afford the monthly payment, as he now has a good paying job.
  • Example #2: Ms. Jones is an individual with Multiple Sclerosis, who does not work, but would like to get a computer with voice recognition software and a wheelchair mount. Her only source of revenue is Social Security Disability Income. Although she does not qualify for a traditional bank loan, she can afford a monthly payment.

Find out more about this program and how it might help you, by calling 1-800-895-4728 or going to our website. For those living elsewhere in the US, check out your state’s AT alternative financial loan program.

About Author

Jeannie Krull is the Program Director for ND Assistive (formerly IPAT). She is an ASHA certified speech/language pathologist and a RESNA certified Assistive Technology Professional, who has worked with people with disabilities of all ages since 1991.