Mother helping her child into a wheelchair accessible van

What does the loan program offer?

  • Guaranteed Financial Loans at a 2% fixed interest rate* to make it easier for people with disabilities to get the AT they need
  • Flexible loan repayment terms to make what may seem out of reach financially affordable
  • Individual consideration if there is a poor credit history
  • Loans up to a maximum of $50,000


Who is eligible?

  • The end user of the financed equipment must be a North Dakota resident with a disability
  • The loan applicant can be the end user, a family member, or an approved representative of a person with a disability
  • The person applying for the loan on behalf of the end user may live anywhere in the United States
  • The loan applicant must demonstrate the ability to repay the loan


What can be purchased?

  • All types of assistive technology such as:  
    • Speech output communication devices 
    • Hearing aids and assistive listening devices 
    • Low vision devices such as electronic magnifiers 
    • Computers/tablets with disability-related software and/or hardware 
    • Manual or motorized wheelchairs and scooters 
    • Adapted vehicles 
    • Home modifications (must own the home) such as walk-in showers and ramps 
    • Environmental control systems such as Smart Home Devices 
  • Assistive technology assessments 
  • Training to use the assistive technology purchased 
  • Used assistive technology devices as long as they are in good working order 
  • Co-Payments for assistive technology and durable medical equipment 


Apply for a Loan

Please contact ND Assistive for alternative format options and questions: 800.895.4728 or  


2019 ATFL program Frequently Asked Questions (FAQs)
2019 ATFL program PDF Printable Loan Application
2019 ATFL program Fillable and Accessible Loan Application
2019 ATFL program Large Print, Fillable and Accessible Loan Application

*This interest rate is based on availability and is subject to change.