Mother helping her child into a wheelchair accessible van

What does the loan program offer?

  • Guaranteed Financial Loans at 2% interest* to make it easier for people with disabilities to get the AT they need 
  • Flexible loan terms-program flexibility to make what may seem out of reach financially affordable 
  • Individual consideration if there is a poor credit history 
  • Loans (held by First International Bank) ranging from a minimum of $1000 to a maximum of $50,000 


Who is eligible?

  • The applicant must be a person with a disability, a family member, or approved representative of a person with a disability
  • Applicant must also demonstrate the ability to repay the loan
  • The end-user of the AT loan applied for must be a North Dakota resident


What can be purchased?

  • All types of assistive technology such as  
    • Speech output communication devices 
    • Hearing aids and assistive listening devices 
    • Low vision devices such as electronic magnifiers 
    • Computers/tablets with disability-related software and/or hardware 
    • Manual or motorized wheelchairs and scooters 
    • Adapted vehicles 
    • Home modifications (must own the home) such as walk-in showers and ramps 
    • Environmental control systems such as Smart Home Devices 
  • Assessments 
  • Training to use the AT purchased 
  • Used AT devices as long as they are in good working order 
  • Co-Payments for assistive technology and durable medical equipment 


Apply for a Loan

Please contact ND Assistive for application forms and questions: 1-800-895-4728 or  Alternative formats available upon request.

*This interest rate is based on availability and is subject to change.