North Dakota Assistive Financial Loan Program

What does the loan program offer?

• Guaranteed financial loans at a 2% fixed interest rate* to make it easier for people with disabilities to get the AT they need
• Flexible loan repayment terms to make what may seem out of reach financially affordable
• Individual consideration if there is a poor credit history
• Loans up to a maximum of $50,000

Who is eligible?

• The end user of the financed equipment must be a North Dakota resident with a disability
• The loan applicant can be the end user, a family member, or an approved representative of a person with a disability
• The person applying for the loan on behalf of the end user may live anywhere in the United States
• The loan applicant must demonstrate the ability to repay the loan

What can be purchased?

• All types of assistive technology such as:  
  • Speech output communication devices 
  • Hearing aids and assistive listening devices 
  • Low vision devices such as electronic magnifiers 
  • Computers/tablets with disability-related software and/or hardware 
  • Manual or motorized wheelchairs and scooters 
  • Adapted vehicles 
  • Home modifications (must own the home) such as walk-in showers and ramps 
  • Environmental control systems such as Smart Home Devices 
• Assistive technology assessments 
• Training to use the assistive technology purchased 
• Used assistive technology devices as long as they are in good working order 
• Co-payments for assistive technology and durable medical equipment 

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